The Only Thing You Need to Know About Currency in Samoa

When traveling to a new country, one of the essential things to understand is the local currency. Samoa, a stunning island nation in the South Pacific, has its unique currency system that can be confusing to tourists at first glance. In this comprehensive guide, we will delve into the nitty-gritty of currency in Samoa, enlightening you about the critical aspects you must be aware of before embarking on your Samoan adventure. Whether you’re planning a vacation or business trip, this article will ensure you are well-prepared to handle currency matters smoothly during your stay.


samoan currencyIntroduction to Currency in Samoa

Currency plays a vital role in any nation’s economy, and Samoa is no exception. The official currency of Samoa is the Samoan Tālā, denoted by the symbol “T$” and the ISO code “WST.” The Tālā has been the country’s legal tender since 1967, replacing the previous currency, the New Zealand Pound. The Central Bank of Samoa, known as the “Reserve Bank of Samoa,” is responsible for issuing and regulating the circulation of the Tālā.

The Samoan Tālā is an integral part of the nation’s cultural heritage and represents its sovereignty and economic independence. The use of the Tālā reinforces the pride and identity of the Samoan people, making it a symbol of their rich history and traditions. Understanding and respecting the local currency will not only facilitate your transactions but also show appreciation for the country’s unique culture.

Understanding the Exchange Rate

Before you start packing your bags for Samoa, it’s crucial to familiarize yourself with the exchange rate. The exchange rate is the value of one country’s currency relative to another country’s currency. In Samoa, the exchange rate fluctuates based on various economic factors, but it primarily relates to the Australian and New Zealand dollars.

As of my knowledge cutoff in September 2021, the exchange rate was approximately 1 WST to 0.40 AUD or 0.60 NZD. However, please note that exchange rates can change, and it is essential to check for updated rates before your journey. Keeping an eye on the exchange rate will help you budget effectively and avoid surprises when making purchases or withdrawing money.

Where to Exchange Currency

When it comes to exchanging your money to Samoan Tālā, you have several options. One popular choice is to use local banks and authorized foreign exchange dealers. Banks usually offer competitive rates and secure transactions, making them a reliable option for currency exchange.

Another option is to exchange your currency at the Faleolo International Airport in Samoa, where you’ll find currency exchange kiosks available for your convenience. However, keep in mind that airport exchange rates might be slightly higher due to added fees and commissions. While exchanging some money at the airport for immediate expenses is acceptable, consider exchanging the bulk of your money at banks or authorized dealers for better rates.

It is advisable to carry cash for small purchases and transactions at local markets or smaller shops, as they may not accept cards. Additionally, having cash on hand allows you to explore the more remote areas of Samoa, where electronic payment options might be limited.

Using Credit Cards and ATMs

Credit cards are widely accepted in major hotels, restaurants, and some retail establishments in Samoa. They offer a convenient and secure way to make payments, especially for significant expenses or emergencies. However, it’s advisable to carry cash for smaller transactions, as not all places accept cards, especially in more rural areas.

Before your departure, notify your bank about your travel plans to Samoa to avoid any potential issues with using your credit card abroad. Some financial institutions may block card transactions in foreign countries as a security measure, so informing them beforehand ensures that your cards will work seamlessly during your trip.

ATMs (Automated Teller Machines) are readily available in urban areas and tourist hotspots across Samoa. Using an ATM is a convenient way to withdraw cash in the local currency, especially if you prefer not to carry large amounts of cash with you. However, be aware that some banks may charge additional fees for international transactions, so it’s essential to check with your bank regarding any fees that might apply.

When using ATMs, ensure your PIN is four digits, as Samoan ATMs may not recognize longer PINs. Additionally, be mindful of your surroundings when using an ATM to avoid any potential security risks.

The Two Faces of Samoan Currency

One distinctive feature of Samoan Tālā banknotes is that each denomination depicts two faces on the obverse side. One side features prominent figures from Samoan history and culture, while the other showcases the country’s beautiful landscapes and flora. This unique design reflects the harmonious relationship between the people of Samoa and their environment, emphasizing the nation’s deep connection with its natural resources and ancestral heritage.

For example, the 20 Tālā note highlights the image of Malietoa Tanumafili II, a former Head of State, and the iconic Afu Aau Waterfall. This combination of cultural and natural elements on the currency serves as a testament to the country’s commitment to preserving its cultural identity and the environment.

samoan coinsSmall Denominations and Coins

The Samoan Tālā is available in various denominations, ranging from 2 to 100 Tālā banknotes. For everyday transactions, you’ll also find coins in denominations of 1 and 2 Tālā, as well as smaller change in the form of 10, 20, and 50 sene (100 sene make up 1 Tālā). Having a mix of banknotes and coins on hand will ensure you are well-equipped to handle various situations, whether you’re shopping at local markets or paying for services.

Small denominations, such as the 10, 20, and 50 sene coins, come in handy for tipping or making small purchases, like buying snacks or souvenirs. Remember that while tipping is not customary in Samoa, it is a thoughtful gesture to show appreciation for exceptional service.

Respect the Currency

While it might seem obvious, it’s crucial to treat the Samoan Tālā with respect. Avoid damaging or defacing the currency in any way, as this is considered disrespectful and may lead to legal consequences. Similarly, if you happen to drop money or see someone else drop it, do not step on it to prevent further insult. As a visitor to Samoa, it is essential to be mindful of local customs and practices, including the proper treatment of the currency.

Respecting the currency goes hand in hand with respecting the culture and traditions of Samoa. Embrace the values of humility, kindness, and gratitude that are deeply ingrained in the Samoan way of life. By being mindful of local customs and expressing gratitude when receiving change or paying for goods, you demonstrate your appreciation for the warm hospitality and unique experiences that Samoa offers.

Bargaining and Tipping

In Samoan culture, bargaining is not a common practice, and it’s generally not expected, especially in formal retail settings. Prices are usually fixed in most stores, and haggling might be perceived as impolite or disrespectful. However, when purchasing items at local markets or from street vendors, a friendly negotiation might be accepted, but do so with respect and a smile. Keep in mind that the locals take great pride in their crafts, and fair pricing ensures that their skills and efforts are valued.

Tipping, although a common practice in many other countries, is not a part of the local culture in Samoa. Instead, a genuine “thank you” is the best way to show appreciation for good service. The warm smiles and friendly interactions you’ll experience throughout Samoa are genuine expressions of the local people’s hospitality, making tipping unnecessary.

Understanding the currency in Samoa is crucial for a seamless and enjoyable experience during your visit. Familiarize yourself with the exchange rate, exchange your money at reliable places, and use a mix of cash and cards to cater to various situations. Respect the Samoan Tālā and embrace the unique dual face banknotes that reflect the rich history and natural beauty of Samoa.

By keeping these essential tips in mind, you can ensure that your currency matters are well-handled, leaving you free to immerse yourself in the awe-inspiring beauty and vibrant culture that Samoa has to offer. So, pack your bags, get ready for a memorable journey, and let the Samoan Tālā guide you through your extraordinary adventure in this tropical paradise. Allow the currency to serve as a reminder of the country’s rich heritage and the warm welcome you’ll receive from the people of Samoa. Embrace the experience with an open heart and mind, and you’ll undoubtedly create lasting memories in this enchanting island nation. Book Far and Away Adventure’s latest packages today!

Our Top FAQ's

The official currency of Samoa is the Samoan Tālā, denoted by the symbol “T$” and the ISO code “WST.”

Yes, credit cards are widely accepted in major hotels, restaurants, and some retail establishments in Samoa.

You can exchange your currency at local banks and authorized foreign exchange dealers. Currency exchange kiosks are also available at Faleolo International Airport.

Samoan Tālā banknotes are available in denominations of 2, 5, 10, 20, 50, and 100 Tālā. Coins include 1 and 2 Tālā, as well as smaller change in 10, 20, and 50 sene.

Tipping is not customary in Samoa. Instead, a genuine “thank you” is the best way to show appreciation for good service.

Bargaining is not a common practice in formal retail settings. However, friendly negotiations might be accepted at local markets or from street vendors.

Ensure your PIN is four digits, as Samoan ATMs may not recognize longer PINs. Also, be aware that some banks may charge additional fees for international transactions.

Each denomination of Samoan Tālā banknotes features two faces on the obverse side—one showcasing prominent figures from Samoan history and culture, and the other displaying the country’s beautiful landscapes and flora.

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